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Albert Einstein said that a person cannot find solutions to a problem using the same knowledge that permitted the problem in the first place.
Diabetes, cancer, and heart disease are at epidemic proportions. 

For many decades, health insurance costs have risen in response to the increase in these three epidemic diseases.

Health insurance has not been able to prevent our current health crisis.

Health insurance is not enough.

 When you sit down and really think about it, we donít need universal health insurance.  We do not need more, or cheaper health insurance. 

None of these good things can change our health.  What we need is more health, not more treatments for disease.
What we need is WELLNESS insurance.

Wellness insurance is any activity or process that increases vitality, or enhances the sense of well being.